Who are those eligible to register for NHIS?

What are the qualities of those who can register? This article takes a look at who’s eligible to be registered under the National Health Insurance Scheme (NHIS). They include students, members of communities and partnerships, pregnant women, children under the age of five, retirees, aged people, and prisoners. We take a look at what makes them eligible and how they can register with NHIS.

The National Health Insurance Scheme (NHIS) has two categories of beneficiaries; an insured and registered beneficiary. To be registered as an insured beneficiary, you have to fall into one of the following groups; Retirees, aged people, and Prisoners while all other individuals and organizations are considered to be registered beneficiaries. The good news is that you can choose to be both registered and insured if you meet the necessary criteria for registration as well as payment of your insurance premium in full. This guide will tell you everything you need to know about who are those eligible to register for NHIS?

As per the guidelines laid down by the Nigerian Health Insurance Scheme (NHIS), registration and subscription to the scheme will be open to students of tertiary institutions, members of communities, and those employed in the private sector with no pension schemes in their place of work. It must be noted that the membership will not apply to those already enrolled in any pension scheme. This means health insurance for students, members of communities, and partnerships. The collective pool is filled with payments from institutions and their members. Vulnerable groups include pregnant women, children under the age of five, retirees, aged people, and prisoners.


  • Citizens in Nigeria
  • Nigerian residents
  • People temporarily in Nigeria
  • Aged persons
  • Pregnant Women
  • Children Under Five Years

Citizens in Nigeria

The National Health Insurance Scheme (NHIS) only covers citizens in Nigeria. However, once you’ve officially registered and received a card number, you can apply for international travel insurance at any time. This will cover any medical treatment outside of Nigeria and enable you to access immediate care if needed during your trip or vacation abroad. Registering with an international insurer is also a great way to make sure that you have coverage while working or living abroad so that you won’t have any issues accessing health care while away from home.

Nigerian residents

A Nigerian resident is an individual who has a legal or effective domicile in Nigeria. This applies whether he or she is living in Nigeria at the time of enrollment, or was living abroad but will be returning to live in Nigeria. If you do not have a current address in Nigeria and your last registration with us was while you were overseas, please provide enough information so that we can contact you after your return home.

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People temporarily in Nigeria

Here’s how you can still get health insurance even if you’re only here on vacation or business. Short-term visitors may have their reasons for wanting coverage while they’re away from home, and they might not realize they can take advantage of your country’s National Health Insurance Scheme (NHIS). Visitors who will be in Nigeria temporarily, though—from a few days to several months—can register with the scheme through one of these three methods

Aged persons

To be eligible to register for National Health Insurance Scheme (NHIS), you must: Be between 18 and 65 years old. Anyone below or above that range is not entitled by law. Not be in active military service or a student of any higher institution. Active members of reserves or engaged students are covered by their institution’s health insurance plan. Have contributed to your local NHIS office within six months preceding application.

Pregnant Women

They are expected to receive prenatal care and at delivery, they should give birth in a health facility. These women should have an Early Pregnancy Test (EPT) conducted at least four times, starting from 8 weeks after conception up to 12 weeks of pregnancy. Such a test is mandatory before receiving any antenatal care services in a health facility.

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Children Under Five Years

According to existing data, one out of every three children in Nigeria is under five years. Children under five are mainly babies. Babies do not have health cards and cannot be registered on any kind of health insurance scheme. Health Insurance Scheme specifically excludes babies because they cannot make any contribution towards paying for their healthcare expenses in case of emergency. The best way parents can help their children at home is by ensuring that they get proper vaccinations, education, and nutrition among other things as much as possible from a young age; Parents should also ensure that children see a doctor if they fall sick at home or run some tests so that early treatment can be given before it gets too late…



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